Discover your best mortgage options.

Connect with us
Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
New Mortgage Refinance Program for Renovating to Add Secondary Suites
New Mortgage Refinance Program for Renovations to Add Secondary Suites

Starting January 15, 2025, the federal government has announced that existing homeowners will be able to refinance and borrow up… Read More

No more stress testing for uninsured mortgage switches
No More Stress Testing for Uninsured Mortgage Switches

As of November 21, 2024, mortgage borrowers with uninsured mortgages will be allowed to switch their mortgage from one lender… Read More

August inflation lower than expected
August Inflation Lower than Expected

For the first time since February 2021, Canada’s inflation came in at 2% in August – exactly on target where… Read More

Our Team
Mackenzie Gartside
mgartside@comoxmortgages.com

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Lisa Gurney
lisa@comoxmortgages.com

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

Kevin Niemi
kevin@comoxmortgages.com

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

You deserve a great mortgage experience!

We can’t say enough about how amazing our experience has been with Kevin, and the team!

We were a past client and even though porting our existing mortgage was the best option for us, they helped us through the process and advised about making a prepayment to ensure we got the lowest possible payments for our new term. Everything was explained in a clear professional way to alleviate stress in what can be a stressful time.

Look no further, this is your team!

Shawn Wiese

Nanaimo, BC

Working with Mackenzie to obtain a mortgage on our new home was such a different experience from our first home. Caught up in a multiple bidding process, the stress was high but her and her team worked quickly and communicated with us every step of the way to ensure all our ducks were in a row. She obtained financing within days and we secured our home. Over the next few months she was always available to answer questions leading up to closing, provided us with answers to all our questions and most importantly lots and lots of reassurance. If we ever buy again you can be sure we will use her services again, we certainly will when it’s time to renew our mortgage. Such a smooth and pleasant experience – who knew! Thank you Mackenzie and team! We are so grateful.

Genevieve Richard

Port Alberni, BC

Our mortgage was due for renewal and a friend recommended Mackenzie and her team to us. Switching to work with Mackenzie and her team was the best decision ever! Everyone was very helpful and all went out of their ways to help us getting what we needed, in a timely manner! Have been with them since 2011, and moved to a different province, but plan to stick with them for a very long time!

Sally Phommathep

Morinville, AB

Check us out on your favourite platform