The following mortgage rate chart represents our lowest mortgage rates currently available (updated November 24, 2022).

High Ratio Mortgages (less than 20% down payment)

Term1 Y2 Y3 Y4 Y5 YVar.
MG&A Rates 5.69%5.34%4.99%5.19%4.99%4.85%

Conventional Mortgages (35%+ down payment, 25 year amortization or less)

Term 1 Y 2 Y 3 Y 4 Y 5 Y Var.
MG&A Rates 5.69% 5.39% 4.99% 5.19% 5.04%4.90%

Conventional Mortgages (20% – 34% down payment and/or 30 year amortization)

Term 1 Y 2 Y 3 Y 4 Y 5 Y Var.
MG&A Rates 5.69%5.72%5.59%5.54% 5.54%5.45%

Some Conventional Rate offers may have time restrictions, be available only for owner-occupied primary residences or have other conditions or limiting factors. To determine the best rate for your specific situation, please book your mortgage consultation appointment today.


Prime Lending Rate: 5.95%

E&OE, O.A.C.  Rates subject to change without notice.
Rate specials may be subject to date limitations (e.g. must close within 45 or 60 days) or may have other limitations.
Rental, vacation or commercial properties may not qualify for certain rate specials and often have higher rate pricing.
Please contact us for details and conditions of any rates listed.