Discover your best mortgage options.

Connect with us
Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
Economic Forecast: Upcoming Mortgage Renewals Will Slow the Economy

Last week, the CMHC published their fall 2023 edition of the Residential Mortgage Industry Report In it, the author Tania… Read More

title graphic
Rate Update and Analysis – October 2023

On Wednesday October 25th at their regular policy meeting, the Bank of Canada (BoC) again decided to keep their Policy… Read More

title graphic
Rate Update and Analysis – September 2023

On Wednesday, September 6th at their regular policy meeting, the Bank of Canada (BoC) decided to keep their Policy Rate… Read More

Our Team
Mackenzie Gartside

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Lisa Gurney

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

Kevin Niemi

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

You deserve a great mortgage experience!

We were going through a very difficult and emotional time in our lives during the process of buying our home. Mackenzie and her team made this process as easy and smooth for us as it could’ve been given our situation. Mackenzie is very knowledgeable and I will always recommend her to others. I’m so happy she could be there to help us on this journey.

Chelan S.

Comox, BC

Mackenzie Gartside and associates made the process of finding the right mortgage very easy and smooth. They were professional and straightforward and there was a real warmth to their business as well, which we appreciated.

Mandy Ruthnum

Comox, BC

I would highly reccomend Kevin and Mckenzie, as they not only shop for the best rates, but make sure the details are covered, and suitable for the clients needs. (the fine print!) They also keep in touch regarding interest rate movement. Would definately use them on future mortgages!

Rob Howland

Courtenay, BC

Check us out on your favourite platform