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Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
Seniors stand in front of house
Big Updates for the BC Property Tax Deferment Program

We have some important news to share about the British Columbia Property Tax Deferment Program, coming directly from the new… Read More

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Rate Update and Analysis – December 2025

On Wednesday, December 10th, at its regular policy meeting, the Bank of Canada (BoC) maintained its target for the overnight… Read More

Canadian Economy Avoids Recession Based on Third Quarter GDP Results

Statistics Canada published a report on Friday, November 28th detailing the Gross Domestic Product (GDP) results for the third quarter… Read More

Our Team
Mackenzie Gartside
mgartside@comoxmortgages.com

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi
kevin@comoxmortgages.com

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney
lisa@comoxmortgages.com

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

You deserve a great mortgage experience!

If you are purchasing a new home, or your mortgage is just up for renewal I highly recommend Mackenzie and her team. They are very professional, friendly and eager to answer any questions you have and will get you the best rate.

Denise Robinson

Courtenay, BC

Mackenzie and her associates were amazing to deal with. They are extremely knowledgeable and go that extra mile to make sure the customer is happy. They made themselves available whenever required, to answer any concerns we had. We highly recommend using their service and will definitely continue to do so ourselves.

D. Sargent

Courtenay, BC

I cannot say enough good things about the service I received from Kevin Niemi of Mackenzie Gartside & Associates. He not only provided excellent advice, but he also saved me money. I would definitely recommend him.

Dorothy B.

Courtenay, BC

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