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Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
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April 2026 Inflation Update: What It Means For You

The latest Consumer Price Index (CPI) report released yesterday shows a mixed bag for Canada. The positive news is that… Read More

Seniors stand in front of house
Big Updates for the BC Property Tax Deferment Program

We have some important news to share about the British Columbia Property Tax Deferment Program, coming directly from the new… Read More

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Rate Update and Analysis – December 2025

On Wednesday, December 10th, at its regular policy meeting, the Bank of Canada (BoC) maintained its target for the overnight… Read More

Our Team
Mackenzie Gartside
mgartside@comoxmortgages.com

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi
kevin@comoxmortgages.com

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney
lisa@comoxmortgages.com

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

You deserve a great mortgage experience!

We worked with Mackenzie and her team on getting approved for our first mortgage. Mackenzie is very knowledgeable in the field and was very helpful with helping us understand the process and what the numbers were going to look like at the end of the day. In addition to working with Mackenzie, her team sets you up with a member to work with directly on your particular situation. We had no issues contacting someone when we had questions. The representative that worked with us was named Thu. Thu was very friendly over the phone and her tone even translated well through email which can be difficult to do. Thank you Mackenzie, Thu, and the whole team for making our first mortgage process easy to understand and tailoring the mortgage to our needs. 🙂

Yeojin Hong

Nanaimo, BC

Our mortgage was due for renewal and a friend recommended Mackenzie and her team to us. Switching to work with Mackenzie and her team was the best decision ever! Everyone was very helpful and all went out of their ways to help us getting what we needed, in a timely manner! Have been with them since 2011, and moved to a different province, but plan to stick with them for a very long time!

Sally Phommathep

Morinville, AB

Trying to secure a mortgage with rising interest rates this spring was stressful to say the least. But having a reliable, positive, and hardworking mortgage broker made the experience much easier. Breanna Taylor and the team at Mackenzie Gartside & Associates were always available to guide me through the process and answer any questions I had. And believe me, I had a lot of questions. Today I closed the sale on the purchase of my new home. I am thankful that I had the help of this amazing team!

Johnathan McLaughlin

Comox, BC

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