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Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
Bank of Canada raises benchmark rate by 0.25%

Today the Bank of Canada (BoC) raised its key lending rate by 0.25%. This in turn means most banks and… Read More

Bank of Canada raises benchmark rate by 0.50%

Today the Bank of Canada (BoC) raised its key lending rate by 0.5%, meaning most banks and consumer lenders will… Read More

Graph showing upwards arrow
Bank of Canada raises benchmark rate by 0.50%

This week the Bank of Canada (BoC) raised their key lending rate by 0.5%, meaning most banks and consumer lenders… Read More

Our Team
Mackenzie Gartside

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

You deserve a great mortgage experience!

I highly recommend Mackenzie Gartside & Associates. They were willing to go that extra mile in making sure my mortgage experience was a great one. Thank you Lisa for all the research you did on income for care givers. That has always been a stumbling block for myself and probably others.


Courtenay, BC

What can I say. We almost didn’t have a home. After a being told we were all good. Go ahead and sell your house. We do this and then go to the bank to get another house. Nope can’t sorry. So because I’ve heard her adds on the radio I sent a quick email saying help please. That same night she called and started to help us. Took a lot of work on her part but she did it. Got us what we needed. So my family and I can’t thank her and her team enough.

Michael Kassinen

Courtenay, BC

I would highly reccomend Kevin and Mckenzie, as they not only shop for the best rates, but make sure the details are covered, and suitable for the clients needs. (the fine print!) They also keep in touch regarding interest rate movement. Would definately use them on future mortgages!

Rob Howland

Courtenay, BC

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