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Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
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Rate Update and Analysis – September 2023

On Wednesday, September 6th at their regular policy meeting, the Bank of Canada (BoC) decided to keep their Policy Rate… Read More

grasshopper looking at house with forclosure notice on door
Start Preparing Now for Your Next Mortgage Term: A cold winter is coming; don’t be a grasshopper, be an ant

If your mortgage term matures in the next 2 years, you should act now to find out what you should… Read More

Inflation is higher - what does that mean for me?
Inflation is higher. What does it mean for me?

Statistics Canada released it’s July inflation report yesterday, and the CPI headline inflation rate rose from 2.8% in June to… Read More

Our Team
Mackenzie Gartside

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

You deserve a great mortgage experience!

Thank-you Lisa for taking the extra time with us – my million emails and questions you answered with great ease. Mackenzie thank you for going the extra mile for us and getting us into the house we needed! Having the in-law suite has been such a relief for our family 🙂 Mackenzie Gartside & Associates you guys are great!

Karena Crumpler

Courtenay, BC

Mackenzie and her associates were amazing to deal with. They are extremely knowledgeable and go that extra mile to make sure the customer is happy. They made themselves available whenever required, to answer any concerns we had. We highly recommend using their service and will definitely continue to do so ourselves.

D. Sargent

Courtenay, BC

Mackenzie was incredibly helpful in both helping me understand my options, and always made time for me whenever I had questions to ask, or things I needed to go over.

Zanoni A.

Courtenay, BC

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