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Who we are

Mackenzie Gartside & Associates is an award-winning team of energetic, customer-focused mortgage professionals who want to make your mortgage experience as positive and smooth as possible. We are based in the Comox Valley (many of our team are 2nd or 3rd generation locals) and we are dedicated to building our place here in the community through long-term, positive relationships with our clients.

What we do
First Time Home Buyers

You have lots of questions. We have a custom presentation and preapproval consultation specially designed to meet your needs.

Purchases and Refinances

From your initial purchase through all the renewals and refinances, we'll make sure you get the most from your mortgages.

Rentals and Investments

You want to buy wealth-generating properties? We're experts in financing rentals and investments and have financing options that are typically much more advantageous than the banks.

Recent Articles
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April 2026 Inflation Update: What It Means For You

The latest Consumer Price Index (CPI) report released yesterday shows a mixed bag for Canada. The positive news is that… Read More

Seniors stand in front of house
Big Updates for the BC Property Tax Deferment Program

We have some important news to share about the British Columbia Property Tax Deferment Program, coming directly from the new… Read More

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Rate Update and Analysis – December 2025

On Wednesday, December 10th, at its regular policy meeting, the Bank of Canada (BoC) maintained its target for the overnight… Read More

Our Team
Mackenzie Gartside
mgartside@comoxmortgages.com

The lead mortgage consultant in our office, Mackenzie worked in banking for 4 years before transitioning to mortgage brokering in 2006.  With her energetic and determined personality, Mackenzie works day and night to get our clients the absolute best mortgage terms possible.

Kevin Niemi
kevin@comoxmortgages.com

A full time mortgage consultant since 2008, Kevin is also our office manager, graphics designer, website programmer, and tech support (i.e. Kevin is never short on things to do). With his background in business consulting and marketing, Kevin also manages our advertising campaigns and internet presence.

Lisa Gurney
lisa@comoxmortgages.com

Lisa is a senior mortgage consultant and has been working in the industry since 2006.  Starting as Mackenzie’s assistant and then passing the broker course and becoming licensed in 2009, Lisa has been an integral part of the team from the very beginning.  Lisa focuses primarily on working with our clients to help them achieve their mortgage goals, but she also serves as a key support for our junior consultants when they’re faced with a challenging scenario and she fills in as the office leader when Mackenzie and Kevin are away.

You deserve a great mortgage experience!

Just wanted to send you a quick note on how easy and organized it was to re-mortgage with you. Thank you very much. [The lender] contacted me and we set up my annual 20% contribution plus my extra bi-weekly contributions. They were very helpful and easy to deal with as was you and your team. I am very happy with my rate and the whole process. I would highly recommend your company.

Scott H.

Comox, BC

I would highly reccomend Kevin and Mckenzie, as they not only shop for the best rates, but make sure the details are covered, and suitable for the clients needs. (the fine print!) They also keep in touch regarding interest rate movement. Would definately use them on future mortgages!

Rob Howland

Courtenay, BC

Mackenzie Gartside and Associates were tremendous in our home-buying experience. Mackenzie was invested in our search for the best mortgage opportunity. She was quick to answer questions – often questions that were above and beyond.

I would recommend them for anyone in need of a broker and we’ll be using them again for our next purchase!

Cam Robinson

Courtenay, BC

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