The following mortgage rate chart represents our lowest mortgage rates currently available.
Updated October 25, 2024
The rates on this page are updated approximately every 2 weeks. Please contact us directly for an exact rate quote for your mortgage and property.
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High Ratio Mortgages
(less than 20% down payment and property under $1 million)
| Term | 1 Y | 2 Y | 3 Y | 4 Y | 5 Y | Var. |
|---|---|---|---|---|---|---|
| MG&A Rates | 5.44% | 4.79% | 4.24% | 4.34% | 4.19% | 4.80% |
Conventional Mortgages (default insurable)
(35%+ down payment, 25 year amortization or less, and property under $1 million)
| Term | 1 Y | 2 Y | 3 Y | 4 Y | 5 Y | Var. |
|---|---|---|---|---|---|---|
| MG&A Rates | 5.49% | 4.84% | 4.34% | 4.34% | 4.34% | 4.95% |
Conventional Mortgages (not default insurable)
(20% – 34% down payment or 30 year amortization or property over $1 million)
| Term | 1 Y | 2 Y | 3 Y | 4 Y | 5 Y | Var. |
|---|---|---|---|---|---|---|
| MG&A Rates | 6.39% | 5.74% | 4.34% | 4.34% | 4.34% | 5.29% |
Some Conventional Rate offers may have time restrictions, be available only for owner-occupied primary residences or have other conditions or limiting factors. To determine the best rate for your specific situation, please book your mortgage consultation appointment today.
Consumer Prime Lending Rate: 5.95%
E&OE, O.A.C. Rates subject to change without notice.
Rate specials may be subject to date limitations (e.g. must close within 45 or 60 days) or may have other limitations.
Rental, vacation or commercial properties may not qualify for certain rate specials and often have higher rate pricing.
Please contact us for details and conditions of any rates listed.